Plan with Purpose.
Creative Financial Designs, Inc. provides personalized financial planning and investment management services tailored to meet the unique needs of individuals, families and business owners. We understand that no two financial journeys are the same, which is why our team creates either comprehensive or modular plans based on each client’s specific situation and goals.
These plans may include strategies for cash flow management, tax planning, investments, education funding, retirement and estate planning. For business owners, we offer specialized planning to support operational decisions, evaluate business structures, plan for succession and assess growth opportunities. At every stage, our goal is to deliver thoughtful, forward-looking solutions that help clients confidently pursue financial fulfillment—personally and professionally.
Plan With Purpose.
Creative Financial Designs, Inc. provides personalized financial planning services tailored to meet the unique needs of individuals, families and business owners. We understand that no two financial journeys are the same, which is why our team creates either comprehensive or modular plans based on each client’s specific situation and goals.
These plans may include strategies for cash flow management, tax planning, investments, education funding, retirement, estate planning, and more. For business owners, we offer specialized planning to support operational decisions, evaluate business structures, plan for succession and assess growth opportunities. At every stage, our goal is to deliver thoughtful, forward-looking solutions that help each client confidently pursue financial fulfillment—personally and professionally.
The Planning Process
This entire process takes about three weeks to complete, and any updates to your financial plan are free for up to one year after the plan was created.
4. Plan Delivery
The completed plan is sent to the adviser’s office, ready to present to the client.
5. Revisions
Advisers can request additional scenarios or recommendations at any time.
6. Implementation
With CFD’s guidance, advisers help clients implement the plan’s recommendations.
3. Plan Construction
The CFD planning team crafts a personalized financial plan based on the client’s goals.
2. Information Gathering
Basic client data (pay stubs, investment statements, tax returns, etc.) is collected.
1. Initial Interview
Adviser meets with the client to assess financial needs and determine plan scope.
4.
Plan Delivery
The completed plan is sent to the adviser’s office, ready to present to the client.
5.
Revisions
Advisers can request additional scenarios or recommendations at any time.
6.
Implementation
With Creative’s guidance, advisers help clients implement the plan’s recommendations.
3.
Plan Construction
The Creative planning team crafts a personalized financial plan based on the client’s goals.
1.
Initial Interview
Adviser meets with the client to assess financial needs and determine plan scope.
The Planning Process
Each financial plan is thoughtfully tailored to the individual needs and goals of the client. Our process is designed to be thorough, not rushed, ensuring that every detail is carefully considered. Below are the foundational steps you can expect as you begin your financial planning journey with our firm.
2.
Information Gathering
Basic client data (pay stubs, investment statements, tax returns, etc.) is collected.
Types of Planning
Comprehensive Financial Planning
A comprehensive financial plan is a holistic approach that addresses budgeting, saving, investing, insurance, retirement, estate planning and possibly more to help individuals achieve long-term financial security and goals.
Retirement Goals
Our desire is to grow with our clients, so we remain agile, constantly collaborating internally and externally to innovate and improve our support.
Retirement Planning
Creating a personalized financial strategy to help individuals plan and meet both current and future retirement goals using the optimal products and services that fit their needs.
Financial Concerns
Streamline multiple objectives on one platform—offering diverse products, robust reporting and personalized support for a truly holistic client experience.
Cash Flow Problems
Leverage our CFP® professionals and proven methodologies to deliver full-scale or modular plans. Differentiate your firm and meet every client’s unique goals.
Tax Planning
Tax planning is a personalized approach with strategic analysis of finances to minimize tax liability, maximize savings, and ensure compliance with laws through deductions, credits, and efficient timing.
Emergency Plans
Access cutting-edge software for portfolio monitoring, reporting and communication—ensuring transparency, efficiency and scalable growth.
Accumulation Goal Planning
Accumulation goal planning focuses on building wealth for specific financial goals such as college, a new home, or a vehicle, using saving and investment strategies to achieve long-term personal or financial objectives.
Children & College
Our desire is to grow with our clients, so we remain agile, constantly collaborating internally and externally to innovate and improve our support.
Estate Planning
Developing a personalized estate plan involves preparing legal and financial strategies to manage assets, minimize taxes, and ensure your wishes are honored regarding heirs, beneficiaries, and end-of-life decisions.
Budget Planning
Personalized budget planning is the process of tracking income and expenses to create a spending plan that supports financial goals, controls costs, and builds long-term stability.
Debts
Our desire is to grow with our clients, so we remain
agile, constantly collaborating internally and externally to innovate and
improve our support.
Debt Planning
Debt planning involves creating a personalized strategic approach to manage, reduce, and eliminate debt efficiently while improving credit health and supporting long-term financial stability.
Health & Death
Our desire is to grow with our clients, so we remain agile, constantly collaborating internally and externally to innovate and improve our support.
Custom Planning
The firm also provides custom planning solutions for items not covered in any of the previous categories.
Taxes
Our desire is to grow with our clients, so we remain agile, constantly collaborating internally and externally to innovate and improve our support.